Is
the most common and standard type of report accessed.
Contains information from credit grantors, courts, and
collection agencies regarding the historical loans by
the consumer.
Personal
Information
Name:
ALL SEGMENTS
Date of Birth:
10/10/1900
SSN:
000-00-0000
Phone:
(000)000-0000
On
File Since:
9/18/1996
Address:
170
ANY ST E
ANYCITY CN 00000
Reported
On:
5/1/1997
Address:
100 ANY
ST E
ANYCITY CN 00000
Reported
On:
9/1/1900
Name:
MANY
SEMENTS
Date
of Birth:
On
File Since:
9/18/1900
Employment
Information
Company
Name: DOFASCO
Date Hired:
Occupation: MANAGER
Date Reported:
Income:
Separation Date:
Report
Summary
Total
# of
Trades:
1
Current
Trades:
0
Unrated
Trades:
0
Curr
Neg
Trades:
1
Hist
Neg
Trades:
1
No.
of
Accts
Paid:
0
Curr
Past
Due:
1
Amount
Past
Due:
$1,385
30
Days:
1
60
Days:
1
90+
Days:
10
Inquiries:
0
Inq.
last 6
mnths:
0
Public
Records:
2
Collections:
1
Oldest
Trade:
3/1/2001
Accounts
Balance:
$1,385
Mnthly
Payment:
$0
Credit
Limit:
$1,500
High
Credit:
$0
Total
Real
Est.
Bal.:
$0
Total
Rev.
Bal.:
$0
Tot.
Installment
Bal.:
$0
Available
%:
8
Scorecards
Scorecard:
FICO Risk
Score, Classic
(95)
Score:
483
Reasons:
(038)
Serious
delinquency,
and public
record or
collection
filed
(013) Time
since
delinquency is
too recent or
unknown
(020) Length
of time since
derogatory
public record
or collection
is too short
