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Get TOTAL RISKassessment
with the most ADVANCED merging workhorse available. With MicroMerge,
credit reports can be merged at any point in your
workflow. Merging consumer credit reports
from multiple sources builds the most comprehensive
report available.
Subscriber
codes are required for this bureau.
Subscriber
codes identify your business to a credit bureau. This
lets the credit bureau know who is requesting the credit
report and if access should be granted. Without
subscriber codes, you cannot gain access to a credit
bureau.
If you don't have subscriber codes, they can be obtained
by enrolling with AMC.
When
should I request a MicroMerge report?
A
MicroMerge report is essential when a thorough picture
of an individual's entire credit history is needed. It
is ideal when trying to eliminate multiple inquires.
There are three consumer credit bureaus in North
America. In most cases, credit is only reported to one
of these bureaus. Requesting a MicroMerge report will
insure you have a complete picture of an individual’s
credit standing.
How do I request
this report?
- Select
MicroMerge as the bureau
- Select
Credit Profile Report as the product
- Select
bureaus to merge
What
sources are searched?
- Equifax's
Consumer Credit Database
- Experian's
Consumer Credit Database
- Trans
Union's Consumer Credit Database
What
information is returned?
- Name
- Address
- Social
- Employment
- Merged
Trade Lines
- Bureau-Specific
Trade Lines
- Public
Records
- Score
Cards
- Score
Average
- Collections
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- Credit
Summary
- Open
Accounts
- Closed
Accounts
- Derogatory
Trade Lines
- Late
Dates
- Payment
Patterns
- Account
Detail
- Subscriber
Codes
- Fraud
Checks
- Bureau-Specific
Messages
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Can
I pull a single report and then MicroMerge additional
reports as needed?
Yes, you can request a
single report and then MicroMerge additional reports at
a later time. If unnecessary, additional inquiries to
the bureau can be prevented -- reducing cost and time.
Is
it possible to subtract reports from the MicroMerge?
Yes, you can add or
subtract at any point in your workflow.
How
do I see the actual data from each report?
In addition to viewing the
merged report, you can also click on revisions to see
the individual reports supplied by the bureau.
How
does this compare to other merge products?
MicroMerge is the only
product that allows on-screen probing of trade lines.
Expanding trade lines on screen will give you detailed
data from each report to make better decisions. |
